|
|
Stage 1 12-month ECL
|
Stage 2 Lifetime ECL |
Stage 3 Lifetime ECL |
Total |
|
Loss allowance as at 01 July 2020 |
16,883 |
3,714 |
194,876 |
215,473 |
|
New financial assets originated/purchased/(derecognised) |
10,328 |
7,959 |
80,609 |
98,896 |
|
Changes to PDs/LGDs/EADs |
(8,519) |
(1,916) |
5,171 |
(5,264) |
|
Transfers: |
|
|
|
|
|
Transfer from Stage 1 to Stage 2 |
(6) |
89 |
- |
83 |
|
Transfer from Stage 1 to Stage 3 |
- |
- |
540 |
540 |
|
Transfer from Stage 2 to Stage 1 |
129 |
(218) |
- |
(89) |
|
Transfer from Stage 2 to Stage 3 |
- |
(1,346) |
10,770 |
9,424 |
|
Transfer from Stage 3 to Stage 1 |
- |
- |
(9) |
(9) |
|
Transfer from Stage 3 to Stage 2 |
- |
- |
(2) |
(2) |
|
Foreign exchange movement |
57 |
25 |
887 |
969 |
|
Loss allowance as at 30 June 2021 |
18,872 |
8,307 |
292,842 |
320,021 |
|
New financial assets originated/purchased/(derecognised) |
37,064 |
11,013 |
128,298 |
176,375 |
|
Changes to PDs/LGDs/EADs |
7,374 |
(5,928) |
(75,679) |
(74,233) |
|
Transfers: |
|
|
|
|
|
Transfer from Stage 1 to Stage 2 |
(335) |
7,212 |
- |
6,877 |
|
Transfer from Stage 1 to Stage 3 |
- |
- |
- |
- |
|
Transfer from Stage 2 to Stage 1 |
981 |
(1,051) |
- |
(70) |
|
Transfer from Stage 2 to Stage 3 |
- |
(285) |
28,601 |
28,316 |
|
Transfer from Stage 3 to Stage 1 |
- |
- |
(467) |
(467) |
|
Transfer from Stage 3 to Stage 2 |
- |
2 |
(32) |
(30) |
|
Foreign exchange movement |
78 |
8 |
1,976 |
2,062 |
|
Loss allowance as at 30 June 2022 |
64,034 |
19,278 |
375,539 |
458,851 |