|
|
Stage 1 12-month ECL
|
Stage 2 Lifetime ECL |
Stage 3 Lifetime ECL |
Total |
|
Loss allowance as at 01 July 2020 |
49,875 |
26,030 |
270,171 |
346,076 |
|
New financial assets originated/ purchased/(derecognised) |
26,744 |
18,054 |
83,394 |
128,192 |
|
Changes to PDs/LGDs/EADs |
(37,996) |
(22,897) |
(15,865) |
(76,758) |
|
Transfers: |
|
|
|
|
|
Transfer from Stage 1 to Stage 2 |
(669) |
2,834 |
- |
2,165 |
|
Transfer from Stage 1 to Stage 3 |
(158) |
- |
14,103 |
13,945 |
|
Transfer from Stage 2 to Stage 1 |
546 |
(1,567) |
- |
(1,021) |
|
Transfer from Stage 2 to Stage 3 |
- |
(922) |
4,019 |
3,097 |
|
Transfer from Stage 3 to Stage 1 |
- |
- |
- |
- |
|
Transfer from Stage 3 to Stage 2 |
- |
339 |
(4,079) |
(3,740) |
|
Foreign exchange movement |
117 |
66 |
1,069 |
1,252 |
|
Loss allowance as at 30 June 2021 |
38,459 |
21,937 |
352,812 |
413,208 |
|
New financial assets originated/ purchased/(derecognised) |
28,761 |
24,835 |
101,504 |
155,100 |
|
Changes to PDs/LGDs/EADs |
(25,247) |
(16,183) |
(75,829) |
(117,259) |
|
Transfers: Transfer from Stage 1 to Stage 2 |
(799) |
2,598 |
- |
1,799 |
|
Transfer from Stage 1 to Stage 3 |
(498) |
- |
26,185 |
25,687 |
|
Transfer from Stage 2 to Stage 1 |
44 |
(160) |
- |
(116) |
|
Transfer from Stage 2 to Stage 3 |
- |
(1,088) |
19,103 |
18,015 |
|
Transfer from Stage 3 to Stage 1 |
30 |
- |
(5,799) |
(5,769) |
|
Transfer from Stage 3 to Stage 2 |
- |
1,886 |
(24,838) |
(22,952) |
|
Foreign exchange movement |
157 |
288 |
2,212 |
2,657 |
|
Loss allowance as at 30 June 2022 |
40,907 |
34,113 |
395,350 |
470,370 |