|
|
Stage 1 12-month ECL
|
Stage 2 Lifetime ECL |
Stage 3 Lifetime ECL |
Total |
|
Loss allowance as at 1 July 2020 |
- |
- |
- |
- |
|
Transfer from Individual segment |
10,344 |
666 |
21,095 |
32,105 |
|
New financial assets originated/ purchased/(derecognised) |
40,391 |
1,347 |
10,834 |
52,572 |
|
Changes to PDs/LGDs/EADs |
(36,908) |
1,052 |
(17,619) |
(53,475) |
|
Transfers: |
|
|
|
|
|
Transfer from Stage 1 to Stage 2 |
(584) |
235 |
- |
(349) |
|
Transfer from Stage 1 to Stage 3 |
(96) |
- |
1,286 |
1,190 |
|
Transfer from Stage 2 to Stage 1 |
5 |
(586) |
- |
(581) |
|
Transfer from Stage 2 to Stage 3 |
- |
(86) |
573 |
487 |
|
Transfer from Stage 3 to Stage 1 |
6 |
- |
(1,407) |
(1,401) |
|
Transfer from Stage 3 to Stage 2 |
- |
28 |
(439) |
(411) |
|
Foreign exchange movement |
40 |
8 |
44 |
92 |
|
Loss allowance as at 30 June 2021 |
13,198 |
2,664 |
14,367 |
30,229 |
|
New financial assets originated/ purchased/(derecognised) |
15,972 |
2,476 |
11,633 |
30,081 |
|
Changes to PDs/LGDs/EADs |
(4,444) |
(1,216) |
(8,028) |
(13,688) |
|
Transfers: |
|
|
|
|
|
Transfer from Stage 1 to Stage 2 |
(85) |
337 |
- |
252 |
|
Transfer from Stage 1 to Stage 3 |
(35) |
- |
3,289 |
3,254 |
|
Transfer from Stage 2 to Stage 1 |
502 |
(1,277) |
- |
(775) |
|
Transfer from Stage 2 to Stage 3 |
- |
(64) |
1,361 |
1,297 |
|
Transfer from Stage 3 to Stage 1 |
12 |
- |
(318) |
(306) |
|
Transfer from Stage 3 to Stage 2 |
- |
3 |
(81) |
(78) |
|
Foreign exchange movement |
74 |
3 |
67 |
144 |
|
Loss allowance as at 30 June 2022 |
25,194 |
2,926 |
22,290 |
50,410 |