|
|
Stage 1 12-month ECL
|
Stage 2 Lifetime ECL |
Stage 3 Lifetime ECL |
Total |
|
Loss allowance as at 1 July 2020 |
98,544 |
6,354 |
200,984 |
305,882 |
|
New financial assets originated/ purchased/(derecognised) |
44,052 |
6,102 |
102,778 |
152,932 |
|
Transfer to Civil Servant Segment |
(10,344) |
(666) |
(21,095) |
(32,105) |
|
Changes to PDs/LGDs/EADs |
(62,136) |
(4,051) |
859 |
(65,328) |
|
Transfers: |
|
|
|
|
|
Transfer from Stage 1 to Stage 2 |
(1,235) |
1,623 |
- |
388 |
|
Transfer from Stage 1 to Stage 3 |
(656) |
- |
13,204 |
12,548 |
|
Transfer from Stage 2 to Stage 1 |
205 |
(807) |
- |
(602) |
|
Transfer from Stage 2 to Stage 3 |
- |
(556) |
3,519 |
2,963 |
|
Transfer from Stage 3 to Stage 1 |
60 |
- |
(1,827) |
(1,767) |
|
Transfer from Stage 3 to Stage 2 |
- |
454 |
(4,152) |
(3,698) |
|
Foreign exchange movement |
208 |
26 |
876 |
1,110 |
|
Loss allowance as at 30 June 2021 |
68,698 |
8,479 |
295,146 |
372,323 |
|
New financial assets originated/purchased/(derecognised) |
81,044 |
4,772 |
85,076 |
170,892 |
|
Transfer to Civil Servant Segment |
- |
- |
- |
- |
|
Changes to PDs/LGDs/EADs |
(23,028) |
(3,879) |
(81,279) |
(108,186) |
|
Transfers: |
|
|
|
|
|
Transfer from Stage 1 to Stage 2 |
(740) |
4,505 |
- |
3,765 |
|
Transfer from Stage 1 to Stage 3 |
(753) |
- |
24,176 |
23,423 |
|
Transfer from Stage 2 to Stage 1 |
1,605 |
(3,212) |
- |
(1,607) |
|
Transfer from Stage 2 to Stage 3 |
- |
(397) |
4,379 |
3,982 |
|
Transfer from Stage 3 to Stage 1 |
63 |
- |
(591) |
(528) |
|
Transfer from Stage 3 to Stage 2 |
- |
55 |
(471) |
(416) |
|
Foreign exchange movement |
2,304 |
15 |
1,970 |
4,289 |
|
Loss allowance as at 30 June 2022 |
129,193 |
10,338 |
328,406 |
467,937 |