|
30 June 2022 |
||||
|
|
Gross Exposure
|
Impairment Allowance |
Carrying Amount |
Fair value of collateral held |
|
Loans and advances to customers: |
|
|
|
|
|
Individual |
735,084 |
(328,406) |
406,678 |
72,730 |
|
Professional - SME |
891,082 |
(383,380) |
507,702 |
989,075 |
|
Mid-Cap |
1,003,581 |
(395,350) |
608,231 |
3,712,000 |
|
Institutional |
15,629 |
(6,157) |
9,472 |
15,592 |
|
Corporate |
953,292 |
(375,539) |
577,753 |
2,312,082 |
|
Civil Servant |
73,063 |
(22,290) |
50,773 |
3,304 |
|
Total |
3,671,731 |
(1,511,122) |
2,160,609 |
7,104,783 |
|
Financial guarantees |
9,280 |
(3,807) |
5,473 |
102,128 |
|
Total credit-impaired assets |
3,681,011 |
(1,514,929) |
2,166,082 |
7,206,911 |
|
30 June 2021 |
||||
|
|
Gross Exposure
|
Impairment Allowance |
Carrying Amount |
Fair value of collateral held |
|
|
MUR ‘000 |
MUR ‘000 |
MUR ‘000 |
MUR ‘000 |
|
Loans and advances to customers: |
|
|
|
|
|
Individual |
650,362 |
(295,146) |
355,216 |
27,236 |
|
Professional - SME |
587,594 |
(255,118) |
332,476 |
566,464 |
|
Mid-Cap |
893,858 |
(352,812) |
541,046 |
3,288,292 |
|
Institutional |
7,322 |
(2,890) |
4,432 |
3,379 |
|
Corporate |
742,004 |
(292,842) |
449,162 |
1,469,927 |
|
Civil Servant |
42,993 |
(14,367) |
28,626 |
- |
|
Total |
2,924,133 |
(1,213,175) |
1,710,958 |
5,355,298 |
|
Financial guarantees |
10,703 |
(4,361) |
6,342 |
269,093 |
|
Total credit-impaired assets |
2,934,836 |
(1,217,536) |
1,717,300 |
5,624,391 |