Loss allowance

Stage 1 12-month

Stage 2 Lifetime

Stage 3 Lifetime



ECL

MUR ‘000

ECL

MUR ‘000

ECL

MUR ‘000

Total

MUR ‘000

Loss allowance as at 01 July 2020

6

1

3,333

3,340

New financial assets originated/purchased/(derecognised)

38

-

257

295

Changes to PDs/LGDs/EADs

1

(1)

(95)

(95)

Transfers:

Transfer from Stage 1 to Stage 2


-


-


-


-

Transfer from Stage 1 to Stage 3

-

-

33

33

Transfer from Stage 2 to Stage 1

-

-

-

0

Transfer from Stage 2 to Stage 3

-

-

87

87

Transfer from Stage 3 to Stage 1

1

-

(727)

(726)

Transfer from Stage 3 to Stage 2

-

-

(7)

(7)

Foreign exchange movement

-

-

9

9

Loss allowance as at 30 June 2021

46

-

2,890

2,936

New financial assets originated/ purchased/(derecognised)

5

6

3,792

3,803

Changes to PDs/LGDs/EADs

(32)

(4)

(57)

(93)

Transfers:





Transfer from Stage 1 to Stage 2

(2)

10

-

8

Transfer from Stage 1 to Stage 3

-

-

11

11

Transfer from Stage 2 to Stage 1

-

-

-

-

Transfer from Stage 2 to Stage 3

-

-

-

-

Transfer from Stage 3 to Stage 1

-

-

(103)

(103)

Transfer from Stage 3 to Stage 2

-

1

(395)

(394)

Foreign exchange movement

1

4

19

24

Loss allowance as at 30 June 2022

18

17

6,157

6,192